Tuesday, January 23, 2018

QBE Car Insurance Glass Replacement | Car Insurance Quotes

QBE Insurance, and particularly QBE Truck Insurance, QBE Transport Insurance, QBE Commercial Motor insurance and QBE Private Motor Insurance, QBE Car Insurance, which has a longstanding relationship with vehicle glass repair and replacement (VGRR) provider Autoglass in the UK, has revealed an expanded three-year deal to include the latter’s sister companies in Australia, Ireland and USA.

This is great news for current QBE clients as well as Car owners, Truck Owners and Transport Operators looking for and comparing Insurance quotes and Insurance coverage including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes and coverage.

A report by Fleet News said Autoglass – the preferred supplier to the insurer’s clients for VGRR and Advanced Driver Assistance Devices (ADAS) calibration services – will also collaborate with QBE on initiatives aimed at enhancing customer experience. Vehicles serviced by Autoglass include buses and those that transport heavy goods.
Beyond the UK partnership, QBE has tapped three other firms under Autoglass’s parent firm Belron Group. Also part of the agreement are Autoglass Ireland, US-based Safelite, and Australia’s O’Brien.
“Autoglass has consistently demonstrated a strong commitment to our working relationship and the needs of our policyholders,” said QBE Insurance Group claims category manager Peter Cox, as quoted by the report. “We see huge partnership opportunities to develop market-leading solutions and new digital services.”
Neil Atherton, sales and marketing director at Autoglass, commented: “This expanded partnership is an endorsement of the strong working relationship and track record of providing excellent customer service to QBE policyholders over a number of years. We are looking forward to building on this effort and experience with our colleagues across the Belron Group, and finding additional ways to add value to the relationship through new service offerings.”
Belron has more than 10 major brands and operates across over 30 countries.
“It’s important to us that we work with like-minded organisations that share our ambitions and help us to continue to meet the needs of brokers and customers in the future,” added Cox.

Source: Insurance Business Magazine

Contact Diford Insurance Australia to compare Insurance quotes and policy wordings, including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes which utilise Glass replacement options, arrangements and relationships.

Email Stephen at:  Stephen_thomas@difordinsurancebrokers.com
or Phone: 0487127640


Stephen Thomas - Car Insurance Broker


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Saturday, December 23, 2017

NRMA Insurance urges drivers to drive safely

NRMA Insurance


NRMA Insurance is reminding Australian motorists to make safer decisions while on the road this festive season, as new claims data shows that car collisions have increased by more than 7% since 2015.

This year alone, the car insurer has logged more than 189,160 claims for car collisions in NSW, with data showing that collisions are more likely to occur on Thursdays and Fridays.

“The rise in motor vehicle collisions is a timely reminder of the importance of keeping safe on the road over the silly season, when the roads are busier and people may be travelling longer distances,” Robert McDonald, NRMA Insurance Research Centre director, said. “Our advice to drivers is to allow extra time to travel over the peak holiday period, adapt to the driving conditions, and take regular breaks if driving a long way to get to your holiday destination.”

December is also the worst month for car park collisions, the NRMA Car Insurance data reveals, with car park errors increasing by 18% over the annual average. Forty-five per cent (45%) of the collisions occurred while reversing.

“Retail car parks are exceptionally busy this time of year, so we should allow some extra time to find a space and get in and out of shopping centre car parks,” McDonald said. “Typical parking collisions involve hitting other cars, runaway shopping trolleys, and scrapes with pylons and poles. We want to encourage drivers to obey the parking rules, and exercise simple courtesy when circling the car park for a space.”

To encourage safer and distraction-free driving, NRMA Insurance has recently rolled out its Safer Journeys app, which motivates drivers to “switch off” their mobile phone behind the wheel. The app allows users to accumulate points for safe, distraction-free driving which they can redeem for rewards, like fuel and grocery vouchers.

The insurer also released a two-minute film, titled “Long Way,” to remind drivers to drive safe so they can be with their loved ones this Christmas.

Source: Insurance Business Australia Magazine

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Contact Diford Car Insurance Australia for Online Car Insurance Quotes online and over the phone.

Call Stephen today on 0487127640 for Car Insurance Quotes
or Email: stephen_thomas@difordinsurancebrokers.com


Insurance Broker - Stephen Thomas



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Thursday, November 2, 2017

Automated Cars Insurance Concern


Driverless Cars in Australia



Australia can look to what is happening in the UK and USA regarding the introduction and testing of Driverless cars. Likewise, Australian insurance companies will have to consider the results of testing and driving on roads in determining potential policies and ratings.



Driverless Car Insurance



As driverless technology makes its way onto roads, UK insurers want clarity when it comes to assisted and automated systems.

The Automated Driving Insurer Group (ADIG) – led by the Association of British Insurers (ABI) in collaboration with Thatcham Research – has released the “Regulating Automated Driving” paper to highlight the potential dangers of autonomous ambiguity.

While there is strong industry support for vehicle automation as it comes with the promise of a significant reduction in accidents, concerns exist involving driver confusion. The paper particularly focused on intermediate automated systems, which have self-driving capabilities but in certain circumstances need the driver to take back control of the vehicle.

“Vehicles with intermediate systems that offer assisted driving still require immediate driver intervention if the car cannot deal with a situation. Systems like these are fast emerging and, unless clearly regulated, could convince drivers that their car is more capable than it actually is,” explained Thatcham Research chief executive Peter Shaw.



Car Insurance Companies


Through the paper, insurers – including AXA, Admiral, Ageas, Allianz, Aviva, Co-operative Insurance, Covea, Direct Line Group, esure, LV=, RSA, Zurich, and the Lloyd’s Market – suggest that international regulators considering design standards should make a clear distinction between assisted and automated systems.



Automated Car Requirements

For the group, a vehicle should be clearly identified and marketed as automated only when:

· The driver can safely disengage in the knowledge that the car has sufficient capabilities to deal with virtually all situations on the road;

· A vehicle encounters a situation it can’t handle, that it has the ability to come to a safe stop;

· The autonomous system can avoid all conceivable crash types and can continue to function adequately in the event of a partial system failure;

· Both insurers and vehicle manufacturers can immediately access data to identify whether the driver or vehicle is liable in the case of an accident, without ambiguity.


James Dalton, ABI director of general insurance policy, said: “We know all too well from conventional vehicles that drivers often misunderstand what their vehicles can and can’t do. Therefore, consistent standards are needed so that those taking up automated driving technology can do so with confidence.”

For David Williams, ADIG chairman and head of underwriting at AXA, autonomous vehicles will make roads much safer but inappropriate use or marketing of intermediate technology could confuse road users and cause unnecessary accidents.

“Clarity over system capability and commitment to share vehicle data with insurers will help public confidence, and help rather than hinder development in this area,” he said.

The group also sees the need for more clarity in how these assisted driving systems are named. “Vehicle manufacturers should be judicious in badging and marketing such systems, avoiding terms which could be misinterpreted as denoting full autonomy,” said Shaw.

He stressed: “Hybrid systems which creep into the intermediate grey area between assisted and automated should also be avoided.” Shaw said the risk of autonomous ambiguity could result in a short-term increase in crashes.

ADIG was formed in late 2015 to consider the impacts of automation on motor insurance in the UK. It aims to guide the industry towards a coordinated position to allow a “powerful and consistent voice,” aligned with international and government legislators.



Insurance Brokers



Diford Insurance Brokers Australia offers all types of General Insurance including Private Motor Vehicle Insurance (Car Insurance), as well as Commercial Motor Insurance (Truck Insurance), Household Insurance (Home Insurance, Home and Contents Insurance, Landlord Insurance), and all types of business insurance including Public Liability Insurance, Professional Indemnity Insurance, Marine Cargo Insurance etc.



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Contact Diford Insurance Brokers for Insurance advice and online Insurance Quotes online and over the phone.










Phone Stephen on 0487127640



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Friday, September 8, 2017

RideShare Car Insurance Quotes


RideShare Insurance Quotes Online


Diford Car Insurance Australia are able to offer Comprehensive Car Insurance for Business Use including RideShare and Uber through Allianz, as well as Public Liability Insurance to cover RideShare and Uber drivers through QBE Insurance.



These are two different types of insurance applicable for RideShare and Uber drivers. Comprehensive Car Insurance (for business use) is required by RideShare and Uber drivers in all states, and Public Liability Insurance is now required in certain states including South Australia, with other states looking to follow, as these other states pass legislation.



The main benefit of Allianz Car Insurance that we are able to offer is that it allows unlimited RideShare hours, whereas the main competitor, NRMA only allows up to 20 hours per week.

Therefore, we often find that Allianz Car Insurance quotes to be more appropriate than NRMA Car insurance quotes in terms of coverage.



Furthermore, our Allianz policy is backed by the Steadfast group, meaning that this Allianz policy comes with the superior Steadfast wording, which most notably means the choice of your own repairer in the case of claims, and also no need to become involved in the claims process. Other benefits are as per the attached Allianz Steadfast Policy wording.



A regular Car Insurance policy with most insurers only covers cars for Private use, whereas the Allianz Motor Vehicle policy has an option for Business Use including RideShare. Therefore, it is essential that RideShare drivers have a policy, such as the one available through Allianz for Business Use, otherwise they would not be covered while driving when conducting their business, and as such a claim could be refused.



Also, we offer the QBE Business Pack, which allows Public Liability coverage for RideShare drivers, and which is one of the only insurers on the market that allows coverage for RideShare drivers.

Uber Insurance Quotes


Diford Insurance Australia are specialists in both Private and Business Insurance including Car Insurance Quotes Online for RideShare, Uber and Commercial Motor Insurance Quotes. For example, Truck Insurance Quotes Online and Transport Insurance Quotes.

Truck Insurance Quotes Online


Contact us today for the following:


Contact Stephen today:
Phone: 0487127640









Wednesday, August 2, 2017

Driverless Car Insurance | Insurance Quotes Online

Driverless Car Insurance Quotes and Premiums


As driverless technology makes its way onto roads, UK insurers want clarity when it comes to assisted and automated systems. We in the Australian market will be closely following this as driverless car technology also comes to Australia, and Australian car insurance companies need to consider the introduction of car insurance for driverless cars.

The Automated Driving Insurer Group (ADIG) – led by the Association of British Insurers (ABI) in collaboration with Thatcham Research – has released the “Regulating Automated Driving” paper to highlight the potential dangers of autonomous ambiguity.

While there is strong industry support for vehicle automation as it comes with the promise of a significant reduction in accidents, concerns exist involving driver confusion. This must be taken into account and will ultimately affect car insurance premiums and car insurance quotes in Australia.

The paper particularly focused on intermediate automated systems, which have self-driving capabilities but in certain circumstances need the driver to take back control of the vehicle.

“Vehicles with intermediate systems that offer assisted driving still require immediate driver intervention if the car cannot deal with a situation. Systems like these are fast emerging and, unless clearly regulated, could convince drivers that their car is more capable than it actually is,” explained Thatcham Research chief executive Peter Shaw.

Through the paper, insurers – including AXA, Admiral, Ageas, Allianz, Aviva, Co-operative Insurance, Covea, Direct Line Group, esure, LV=, RSA, Zurich, and the Lloyd’s Market – suggest that international regulators considering design standards should make a clear distinction between assisted and automated systems.

Other major and reputable car insurance companies such as QBE, CGU, Suncorp, NRMA, RACQ and other insurers will of course be considering these issues and findings as well.

For the group, a vehicle should be clearly identified and marketed as automated only when:
  • The driver can safely disengage in the knowledge that the car has sufficient capabilities to deal with virtually all situations on the road;
  • A vehicle encounters a situation it can’t handle, that it has the ability to come to a safe stop;
  • The autonomous system can avoid all conceivable crash types and can continue to function adequately in the event of a partial system failure;
  • Both insurers and vehicle manufacturers can immediately access data to identify whether the driver or vehicle is liable in the case of an accident, without ambiguity.

James Dalton, ABI director of general insurance policy, said: “We know all too well from conventional vehicles that drivers often misunderstand what their vehicles can and can’t do. Therefore, consistent standards are needed so that those taking up automated driving technology can do so with confidence.”

For David Williams, ADIG chairman and head of underwriting at AXA, autonomous vehicles will make roads much safer but inappropriate use or marketing of intermediate technology could confuse road users and cause unnecessary accidents.

“Clarity over system capability and commitment to share vehicle data with insurers will help public confidence, and help rather than hinder development in this area,” he said.

The group also sees the need for more clarity in how these assisted driving systems are named. “Vehicle manufacturers should be judicious in badging and marketing such systems, avoiding terms which could be misinterpreted as denoting full autonomy,” said Shaw.

He stressed: “Hybrid systems which creep into the intermediate grey area between assisted and automated should also be avoided.” Shaw said the risk of autonomous ambiguity could result in a short-term increase in crashes.

ADIG was formed in late 2015 to consider the impacts of automation on motor insurance in the UK. It aims to guide the industry towards a coordinated position to allow a “powerful and consistent voice,” aligned with international and government legislators.

Source: Australian Insurance News

Car Insurance Quotes Online


Contact Diford Car Insurance Australia for the best car insurance quotes online and over the phone.
Also, contact Diford Insurance Australia for the best truck insurance online and over the phone for the best truck insurance and best transport insurance quotes.

Email Stephen Thomas as Stephen_thomas@difordinsurancebrokers.com
or phone 0487127640





Saturday, May 27, 2017

Car Insurance Quotes Online

Car Insurance Quotes Online
Car Insurance Quotes Online is our specialty as Nationwide and Local Insurance Brokers. We compare the Insurance market to provide you with the very best Insurance quotes and Insurance advice.

Best Car Insurance Companies


As Car Insurance Brokers we have access to hundreds of  car insurance companies and select the most comprehensive and affordable motor insurance quotes for you. We advise on leading car and motor vehicle insurance companies including the following:

- QBE Car Insurance
- Allianz Car Insurance
- Zurich Car Insurance
- Vero Car Insurance
- CGU Insurance
- Steadfast Insurance
- AIG Insurance
- Berkley Insurance
- And many, many more!

Direct Car Insurance


We compare our special intermediary insurance deals with insurance available direct to the market as follows:

- Budget Direct Car Insurance
- Youi Car insurance
- AAMI Car Insurance
- NRMA Car Insurance
- RACQ Car Insurance
- GIO Car Insurance

Our special intermediary Insurance policies offer superior policy wording and policy options, more substantial coverage and at special broker rates to provide you with the lowest premiums and cheapest insurance with the best insurance coverage!

Car Insurance Quotes Online News


For all the latest General Insurance news, visit our  Facebook Insurance Page: Australian Insurance and our LinkedIn Insurance Page: Insurance Australia

Best Car Insurance Quotes


Diford Insurance Australia are Insurance Brokers in Australia. Our Insurance brokers source, advise on and compare Insurance to get you the very best insurance quotes online and insurance advice in Australia.

Contact our Insurance office for any type of General Insurance online including the best car insurance quotes, best home insurance quotes , best personal insurance, best truck insurance and business insurance in Australia and the Australian Insurance market.

Contact Stephen:
Phone: 0487127640
E-mail: Stephen_thomas@difordinsurancebrokers.com

 
 

Tuesday, May 2, 2017

Allianz Car Insurance rejects move to charge riskier drivers more

Allianz Car Insurance, one of the four insurers in Queensland's compulsory third-party (CTP) system has spoken out against the idea of charging riskier drivers more for CTP insurance due to lack of evidence to back the move.

The risk-premium idea has been proposed by a state government-backed committee, saying that charging riskier drivers more – within a set band of prices – instead of the current system where all car drivers pay the same could potentially spur “better outcomes for motorists”.

The committee was first to admit, however, that it was “difficult to predict the extent to which the level of CTP premiums would directly influence driver behaviour, noting the evidence on this is limited”.

In comparing car insurance online quotes, Allianz told The Courier-Mail: “There is no evidence that modestly higher premiums for less capable or safety conscious drivers has any impact on driver behaviour or accidents that translates into improved CTP claims experience. The current… approach underpins Queensland’s position as the leading State in terms of [CTP] affordability.”

Fellow CTP insurer QBE was in support of such risk ratings, saying it would promote competition and “allow insurers to reward safer drivers with lower premiums.”

The risk-premium idea is among the various committee recommendations under review by the government, which were mainly targeted at slashing insurer profits which regulatory data found to be four times more than intended by the scheme, the report said.

Best Car Insurance


We are Insurance Brokers in Australia. We source and compare Insurance to get you the best insurance quotes and insurance advice in Australia.

Contact us for all types of Insurance including the best car insurance quotes, best home insurance quotes , best personal insurance, best truck insurance and business insurance in Australia.

Contact Stephen:
Phone: 0487127640
E-mail: Stephen_thomas@difordinsurancebrokers.com