It may not be institutionalized in the Winter Olympics, but insurance agent Galina Kirkach hopes his version of curling will find a place in the minds of spectators, as he organized a tournament involving cars to promote the importance of car insurance.
Curling is a sport that involves sliding stones across sheet ice with brooms to get them closest to the centre of a target across a rectangular field.
Kirkach’s version involves pushing a modified car across sheet ice with a driver inside steering it. The cars don’t have windows and windshields for safety and have their engines removed to make them lightweight. Teams of 10 push it across the ice and whoever gets it closest to the target wins the competition.
UPI reported that the exhibition tournament was held in the Urals in Russia using compact Oka cars and was sponsored by a local auto insurance company.
“Curling looks boring on TV, but I played it once with friends and realized what a great sport it was,” Kirkach told local media.
“Then we decided to combine the idea of curling with cars. We constantly see accidents on the road, and we thought that this would attract people’s attention to the need for car insurance,” the report also quoted him as saying.
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Tuesday, March 21, 2017
Sunday, March 12, 2017
Stricter requirements to be imposed on state’s Uber drivers | Uber Insurance
A new annual licensing fee and a requirement for special insurance are part of a new set of reforms being introduced for rideshare services in Queensland, angering both Uber and the taxi industry.
Uber drivers in Queensland will be required to pay an annual license fee of $237, take out a new class of compulsory third party insurance (CTP), get their cars safety-checked, and install reflective signs on their vehicles, Courier Mail reported.
Uber Insurance: The CTP insurance is yet to be calculated by the Motor Accident Insurance Commission.
To improve safety, Uber drivers will be required to have their vehicles undergo safety checks when licensed, carry reflective signs on front and rear windscreens to identify it as a provider of Uber services, and follow fatigue management plans as well as the compulsory Uber car insurance.
Hardship payments amounting to $27 million will also soon be made available for limousine owners and operators.
Main Roads Minister Mark Bailey said the reforms were to make things fairer for all operators and increase safety and choice for passengers, the report said.
The reforms were not well received, however. An Uber spokesman tagged the new annual licensing fee as a “new fee on everyday Queenslanders” that offered no safety improvements, consumer benefits, or jobs.
“We’re disappointed to see the government propose new fees on everyday Queenslanders looking to access flexible work,” he said.
Benjamin Wash, Taxi Council chief executive, said the proposed changes didn’t level the playing field.
“This proposed legislation has been written to the advantage of rideshare operators - who have flouted the law and attempted to avoid tax and regulatory requirements - over law-abiding small businesses operators who make up Queensland’s taxi industry,” Wash told Courier Mail.
Saturday, March 11, 2017
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Thursday, March 9, 2017
Driverless Cars Australia
Insurers must adapt to driverless cars or disappear, Fitch warns
Ratings agency Fitch said driverless cars will revolutionise car insurance and insurers who fail to adapt to the technology will fade away.
According to the ratings agency, the potential widespread adoption of autonomous vehicles will completely transform the motor insurance sector in the long term as liability shifts towards manufacturers while the traditional risk pool shrinks.
“Insurers will be forced to diversify in search of other profit sources and some of those that fail to adapt will disappear,” Fitch said in a news release.
However, Fitch clarified that the shift to driverless cars will take many years and the transition will create new opportunities for insurers, particularly for companies that can take advantage of the projected massive increase in data to price risk more accurately.
“We think it will take at least a decade before these effects become notable and far longer for a full transition,” Fitch said. “Over the next 10 years, the most notable effect in the insurance industry will be a reduction in claims frequency due to the increased use of semi-autonomous driver aids such as emergency braking systems.”
Self Driving Cars Australia
As the transition to self-driving cars progresses, Fitch expects to see risk coverage shifting from personal motor insurance policies to commercial product liability.
Fitch also predicts that the gathering and analysing of driving data from autonomous vehicles will play a key part in the development of insurance products. The agency says underwriters and actuaries will have greater ability to understand and price risks due to recorded data from driverless cars.
“We believe early movers in telematics technology could be at an advantage here as they have already established processes for handling the large datasets that will be needed,” Fitch said.
Source: Insurance Business Online.
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